Debt Recovery
Specialized debt recovery services combining legal expertise with strategic negotiation. We handle recovery from initial demand notices through final enforcement, using all available legal frameworks including SARFAESI, DRT, IBC, and Section 138 proceedings.
What We Offer
Legal Notice & Demand
professionally drafted demand notices under appropriate legal provisions
SARFAESI Proceedings
Section 13(2) notices, symbolic and physical possession, and auction management
DRT Applications
original applications for debt recovery with interim relief and attachment orders
IBC Proceedings
Section 7/9 applications for corporate insolvency resolution
Section 138 Prosecution
criminal complaints for dishonoured cheques with interim compensation
Asset Tracing
identification and documentation of debtor assets for enforcement
Settlement Negotiation
structured settlement discussions with OTS and repayment plans
Enforcement
execution of court orders, attachment and sale of assets, arrest warrants
Our Process
Assessment
Review of loan documents, security, guarantees, and debtor's asset profile.
Demand & Notice
Issuance of legal notices under appropriate provisions with clear timelines.
Legal Action
Filing of cases at appropriate forums — DRT, NCLT, criminal courts, or civil courts.
Interim Relief
Securing attachment orders, injunctions, and other interim protections.
Recovery
Enforcement of orders through asset sale, settlement execution, or garnishee proceedings.
Frequently Asked Questions
What is the minimum debt amount for recovery?
DRT jurisdiction starts at INR 20 Lakh. For smaller amounts, we use civil court and Section 138 proceedings.
How long does debt recovery take?
SARFAESI proceedings can yield results in 3-6 months. DRT cases typically take 1-2 years. IBC has a 330-day timeline.
What if the debtor has no assets?
We pursue personal guarantors, trace hidden assets, and explore criminal proceedings where applicable.
Ready to Get Started?
Contact Subodh Bajpai for a consultation on debt recovery.
Book a Consultation →