Deep expertise in Non-Performing Asset resolution using the full arsenal of legal tools available to secured and unsecured creditors. Our practice combines aggressive legal action with strategic negotiation to maximize recovery for banks, NBFCs, and private lenders.
complete Section 13 proceedings from notice to auction and possession
original applications, certificate execution, and Recovery Officer proceedings
Section 7 (financial creditor) and Section 9 (operational creditor) applications
structured OTS negotiations with borrowers and guarantors
advisory for ARCs on distressed asset acquisition and resolution
RBI framework compliance and legal proceedings against wilful defaulters
personal guarantor insolvency and recovery under IBC amendments
financial forensics to identify asset diversion and fraudulent transfers
Comprehensive review of the NPA account including security, guarantees, and recovery potential.
Choosing the optimal legal framework — SARFAESI, DRT, IBC, or combination approach.
Initiating proceedings with focus on early interim relief and asset preservation.
Pursuing resolution through settlement, auction, or insolvency proceedings.
Ensuring complete execution of recovery orders and distribution to creditors.
Banks, NBFCs, housing finance companies, ARCs, and private lenders with secured and unsecured exposures.
Recovery rates vary by case — SARFAESI proceedings typically achieve 40-70% recovery, while IBC proceedings average 30-45%.
Yes. We have experience managing portfolio-level recovery mandates for banks and ARCs.
Contact Subodh Bajpai for a consultation on npa resolution & sarfaesi.
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